As published in California Real Estate Journal, January 22, 2008

"Sixteen consecutive quarterly increases in values were constricting demand for purchasing buildings [in North San Diego County] and that's been where the strength of the market has been for several years. We have been happy to see the Fed lowering interest rates at its last couple of meetings. We're seeing blended interest rates between the government and bank loans for SBA financing at 6.25 to 6.5 percent fixed for 10 years and that's a pretty decent rate. I wouldn't be surprised to see the rate at 6 percent or less at the end of '08."

-Ron King, Senior Vice President & Principal
Coldwell Banker Commercial Almar Real Estate Group, Carlsbad